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GAP Insurance

If your vehicle is written off or stolen there is a risk that the insurance settlement may not be sufficient to cover the outstanding finance owing on the vehicle. This is because vehicles tend to depreciate more quickly in the first year and then at a slower rate as they get older.

Finance GAP pays the difference between the market value or the insurance company settlement (which ever is the greatest), and the outstanding finance on the vehicle up to a maximum of £5,000 or £10,000 (subject to eligibility).

Eligible Vehicles	Major Exclusions
Vehicles up to £75,000 invoice price Available on ALL finance agreements (excludes cash purchases) Cars and commercial vehicles up to 3.5cwt Cover is valid for up to 5 years in line with the finance agreement Cars and commercial vehicles up to 6 years old	A vehicle written off whilst driving Illegally or under the influence of drugs or alcohol. A vehicle not covered by a Fully Comprehensive Road Risk Motor Policy A vehicle used for Hire or Reward If the vehicle is left unattended when the keys have not been removed, the doors are unlocked and any immobiliser and / or alarm is not activated