Getting the Right Car Lease Information For Your Business

Providing our customers with accurate and timely information is paramount. We understand the decision is an important one. Therefore in supplying information about the process and leasing life cycle, we hope to manage any queries or concerns which you have may have.

How Does the Process Work?

While contract hire and leasing may at first appear complicated, it is actually quite a simple process. In essence, this is a contractual agreement between a business and a finance company, whereby the business will use a vehicle for a fixed period of time i.e. 2, 3 or 4 years. The contract will be based upon a fixed amount of annual mileage between the business and finance company. At the end of the contract, the car will be collected from the business; there is no purchasing or ownership of the vehicle.

Product Stages/Life Cycle:

  1. Request a quotation from our team – this will be emailed or posted to you (subject to requirements).
  2. Following receipt (and acceptance), make a finance application to one our selected funders based on the agreed quotation - CarLease UK operate alongside a limited number of funders and they may make payment to us if you elect to enter into an agreement with them.
  3. Once accepted by the funder, proceed with your quotation to the order stage - you will be issued with a formal order from the team at CarLease UK which needs to be signed and returned.
  4. Pay a holding deposit - this is held in a separate client account.
  5. The vehicle is then ordered with one of our supplying dealers – you will receive confirmation either before or after this process as to when the vehicle is expected to arrive (subject to change if factory ordered).
  6. Finance documentation is emailed to you via our administration team – as part of this you will receive comprehensive signing instructions. Please also note you may need to supply proof of identity and/or address as necessary.
  7. You return the original documentation to us via email and/or post – hard copies will be required in most instances.
  8. When the vehicle arrives with our supplier, you will be contacted to arrange delivery – while we can accommodate some requests, weekend and out of hours deliveries are generally not available.
  9. When the vehicle arrives with you will be required to sign a vehicle acceptance note – you will need to return this together with a copy of your insurance certificate.
  10. 12 Months into the contract you will be contacted to ensure that your vehicle meets you expectations – use this opportunity to discuss any concerns you may have.
  11. 6 months before contract end date – your account manager will contact you again to ensure you aware that the vehicle is due to be returned and we can then discuss options moving forward.
  12. Vehicle will be collected at the end of the contract – one of your administration team members will contact you to arrange this. While we can accommodate some requests, weekend and out of hours deliveries are generally not available.

Initial Rental Options:

The prices advertised on our website are based on an amount equivalent to six rentals (sometimes referred to as “6 Spead”). Therefore if your monthly rentals are £300 per month (ex Vat) your initial rental would be £1800 (ex Vat). If the contract advertised is based on a 3 year agreement, your business will make the initial rental in month 1 and then will make a further 35 monthly rentals. Please note that the initial rental is not a refundable deposit.

However, there are a number of flexible options available to a Customer, all of which are set out below:

  1. Terminal Pause - should a business take a 36 month contract, they will pay either 3 or 6 rentals in advance ("3 spread" or "6 spread"), followed by 33 or 30 monthly rentals. Traditionally this was used to enable the Customer to utilise a rental holiday before leasing a new vehicle;
  2. Spread Rentals - The normal payment profile in today's market. Should a Customer take a 36 month contract, they will pay an initial rental equivalent to 3 or 6 rentals in advance, followed by 35 monthly rentals with the contract ending on month 36; or
  3. Enhanced Rental Payment - This is generally used when a Customer has a part exchange and wishes to use all of the equity they have in that vehicle. Should a Customer take a 36 month contract, they will pay an enhanced rental payment in advance, followed by 35 monthly rentals and the contract will end on month 36.

Our Selected Panel of Lenders

CarLease UK work alongside a limited number of lenders who may make payment to us if you elect to enter into agreement with them. As such, not only can we offer the strongest deals but we can also deal with a variety of requests, ranging from high mileage requests to complicated large fleet management.

Lender Address FCA No.
ALD Automotive Ltd Oakwood Park, Lodge Causeway, Fishponds, Bristol BS16 3JA
Arval UK Ltd Arval Centre, Windmill Hill, Swindon, SN5 6PE 571068
Close Motor finance Roman House, Roman Road, Doncaster, South Yorkshire, DN4 5EZ 660751
Leaseplan UK Ltd 165 Bath Road, Slough, Berkshire, SL1 4AA 102049
Lex Autolease Ltd Blake House, 2 Hatchford Way, Birmingham, B26 3RZ 414465
Mercedes-Benz financial Services UK Ltd Delaware Drive Tongwell, Milton Keynes, MK15 8BA 292819
Novuna Vehicle Solutions Kiln House, 54a Kiln Road, Newbury, Berkshire, RG14 2NU 488110
Toyota Financial Services (UK) Plc Great Burgh, Burgh Heath, Yew Tree Bottom Road, Epsom, Surrey, KT18 5UZ 509189
Volkswagen Financial Services (UK) Ltd Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes, MK14 5LR 311988

We are delighted to help if you have any questions or need more car lease information. Contact us by calling 01942 608606 or by emailing

Back to top

Help, Assistance and Car Leasing Advice

Lease with Confidence @CarLease UK!

Browse All Manufacturers

We've got Choice in Abundance. You Pay One Fixed Cost!
Help & Leasing Advice | Lease Deals & Special Offers

Browse the latest Electric Lease Car Deals or Hybrid Lease Car Deals here @CarLease UK

Lease Car Reviews & News @CarLease UK - Helping Customers with Car Choice...

  • Choose from Every Make & Every Model
  • Personalised Factory Order Vehicles & In-Stock Leasing Deals
  • Optional Maintenance-Inclusive Contracts
  • Free Nationwide Delivery Service Included (Areas Covered)
  • Excellent Customer Service as Standard
  • Read our Trust Pilot Reviews or Read Our Blog
  • Select your Initial Rental/ Deposit from Low to High
  • Choose your Lease Terms from 24, 36 or 48 Months
  • Select your Annual Mileage from Low to High

We have over 50 Years in the Car Leasing & Automotive Industry!
Call - 01942 608 606 or Contact Us for leasing help & advice.
& Regulated By
Broker Member
Full Data
CarLease UK

CarLease UK, Car-E-Lease UK, VanLease UK and School Minibus Leasing UK
are trading names of CarLease (UK) Ltd.

Latest Special Offers - Car-e Alternative Fuel Leasing - Leasing Help & Advice - Contact Us

Browse our Popular Brands or the latest Mercedes Deals | Audi Deals | BMW Deals | VW Deals | Range Rover Deals | Nissan Deals

CarLease (UK) Ltd t/a CarLease UK, e-car lease and VanLease UK is Authorised and Regulated by the Financial Conduct Authority – our Firm Reference Number (FRN) is 706617.

Carlease (UK) Ltd t/a CarLease UK, e-car lease, VanLease UK and School Minibus Leasing UK is a credit broker and not a lender and will introduce you to a limited number of finance providers which have been carefully selected by us - please note that we do not provide independent financial advice. The finance providers that we use may make payment to us if you elect to enter into an agreement with them. The amount we receive will affect what you pay for your vehicle. The commission received may or may not be capped in accordance with that finance company’s policy. We may also receive an extra amount based on how much business we provide to that finance company, the types of products you take from the finance company and the quality of our service. For Regulated Customers you can ask us about the payments we receive from the finance company so long as this is in good time before the agreement is made. Failure to maintain rentals may result in the vehicle being withdrawn (this may affect your credit).

All images on this website are for illustrative purposes only and may not reflect the actual vehicle which is delivered to you. All prices shown are subject to change at any time and are subject to credit status and vehicle availability.

FRN 706617 | BVRLA Membership No. 1471 | Data Protection Reg. ZA088399 | VAT No. 200422089 | Registered in England 09312506

Our Registered Office - Kings Business Centre, Warrington Road, Leigh, Greater Manchester, WN7 3XG

Copyright 2021 © CarLease (UK) Ltd. All Rights Reserved

Contact Us - Call 01942 608 606

CarLease (UK) Ltd work alongside the select finance companies:

CarLease (UK) Ltd have a partnership and affiliation with: